The Modern Bridge Solution For Your Clients
Partnering
Helping your clients transact with speed and certainty
Unlock Equity in Minutes
Give your clients access to up to $2M of their home's equity with a 0% interest bridge loan. No more waiting for their current home to sell—empower them to act now with confidence.
Enjoy Stronger, Non-Contingent Offers
Say goodbye to the dreaded home sale contingency by leveraging a backup offer on their departing residence. Say hello to empowering your clients to make offers that stand out in competitive markets.
Simplify Mortgage Approvals with Lower DTI Ratios
Reduce your client’s debt-to-income ratio by excluding their current mortgage liability to make financing seamless.
Maximize Sale Value with Full Market Pricing
Allow your clients to sell their current home on their terms, ensuring they get the best possible price—no rushed decisions, no compromises.
Win More Clients and Partnerships
Make a name for yourself as the go-to expert with cutting-edge resources like the Equity Unlock Calculator, Marketing Hub, and Help Center.
Trusted solutions for your clients.
Equity Unlock Calculator
Marketing Hub
Help Center
Let's Talk
Holding Escrow
Mobile Home Escrow
Commercial Escrow
Holding Escrow
Mobile Home Escrow
Commercial Escrow
Trusted solutions for your clients.
Equity Unlock Calculator
Marketing Hub
Help Center
Your Client's Experience
Pre-qualify your client in 24 hours or less
Make a stronger, non-contingent offer
Close on their new home and mortgage
Sell their old home for full market value
Frequently Asked Questions
01
How do you determine how much equity you can unlock from the departing property?HomeLight can typically offer a loan of approximately 70% of the Combined Loan-to-Value (CLTV) of the departing residence. For example, if your client’s home is worth $1,000,000 and the mortgage balance is $500,000, they may be eligible for a loan up to $200,000 to put towards the down payment on their new home.
02
How much does the program cost for my clients?It’s free to get started and see how much equity your client can unlock. If your client chooses to transact using the program, the fee is 2.4% of the final sale price of the current home. Minimums apply if the final sale price is less than $375,000.
03
How do you determine the Back Up Offer?HomeLight’s Backup Offer is determined by the Loan Payoff Value, which is the client’s outstanding mortgage balance combined with the Equity Unlock funds utilized by the borrower.
04
What is HomeLight’s Home Sale Guarantee?If the client’s current home isn’t sold within 120 days of purchasing their new home, HomeLight will step in to buy it. The client will receive 100% of the net profits, less our program fee and any additional costs (taxes, insurance, etc.) incurred during HomeLight’s ownership, after it sells on the market.
05
Sounds too good to be true. What's the catch?There is no catch! Your clients are paying to use the program, but there are real savings and gains created from the program.